Let us take the burden of trying to understand and manage the claim process from you. Our expert public adjusters in New York give the best results within the shortest time frame possible while you rebuild your life.
We are a tenured team of public adjusters, certified public accountants, professional estimators, and engineers, who specialize in building a strong file of data and evidence for your insurance claim in New York. We understand how to navigate the complexities of your insurance claim after disaster strikes, and we work diligently and ethically on behalf of policies to ensure the best possible outcome.
Working as a team allows us a leading advantage. We can assess your claim from many perspectives and generate insights that a solo adjuster is likely to miss.
We provide you with the same level of representation and expertise with the goal of delivering unquestionable burden of proof and a maximum settlement.
We are dedicated to making sure you get the best value.
At Atlas Adjustments, our role is to represent your interests, not the insurance company’s, ensuring you receive the maximum settlement for your claim. Unlike company adjusters who work for the insurance provider, our independent status means we work exclusively for you.
Our experienced team of Public Insurance Adjusters is equipped with the knowledge and expertise to handle a wide range of claims, including property damage, business interruption, and more. We meticulously assess the damage, document all necessary details, and negotiate with the insurance company on your behalf.
Contact Atlas Adjustments today to learn how our Public Insurance Adjusters can help you navigate the claims process with confidence and ease.
In the event of any property damage or loss in New York, you want a good public adjuster and the accompanying benefits on your side committed to maximizing your compensation and protecting your rights.
Fire has been defined by the courts as “combustion sufficient enough to produce a spark, flame or glow.”
Direct physical loss to covered property involving collapse of a building or any part of it caused by perils insured against in the policy; hidden decay; hidden vermin or insect damage; weight of contents (equipment, animals or people); weight of rain collected on a roof; use of defective materials/methods when the collapse occurs during construction.
Freezing of plumbing, heating or air conditioning systems or automatic fire protective sprinkler system or of a household appliance.
The failure of power or other utility service if the failure takes place off the described location.
Damage to insured property as a result of sudden and accidental damage from artificially generated electrical current.
The peril of windstorm involves damage caused by direct action of the wind, including high winds, cyclones, tornadoes and hurricanes.
Covers damage to the exterior of the insured premises and its contents if the falling object first damages the roof or exterior wall.
Accidental discharge of water or steam from a plumbing, heating, or air conditioning system or automatic fire protective sprinkler system or from within a household appliance.
Means accidental discharge or leakage of water or steam as the direct result of the breaking or cracking of any part of a system or appliance containing water or steam, other than an automatic sprinkler system.
All building glass, including storm windows and doors, is covered under the “glass peril”
Any explosion (unless specifically excluded) “occurring inside the described property or other structure containing insured personal property.”
VMM covers loss caused by willful (intentional) and malicious damage to insured property.
After a loss, we handle all the necessary paperwork required to comply with your policy terms and conditions. In addition, we take itemized physical inventories, which help us in preparing a completely detailed report of all the affected properties, along with processing and evaluating the building damages. We meet with company adjusters on your behalf. We retain any necessary specialists to assist us in order to maximize the monetary compensation for your loss. We also help to determine replacement costs, salvage values, as well as depreciation factors.
Insurance companies employ seasoned professionals who handle every aspect of the claim on their end. Let us be the public adjusters who expertly advocate for your side, ensuring you don’t face this complex claims process alone. Our licensed adjusters in NY are dedicated to securing a fair insurance settlement that reflects your true property damage and interests.
When life throws you an unexpected curveball—whether it’s water damage claims, fire claims, or accidental discharge claims—insurance is there to provide the financial support you need. But even with a strong policy in place, missing a deadline when filing a claim can cost you big time. In this post, we’ll
1. You’re Dealing with a Large or Complex Claim If your property claim involves serious damage—think fire, flood, or even building collapse—you’re already in deep waters. And when insurance companies see a complex claim, they don’t exactly rush to hand over the cash. You need someone who can handle the
When disaster strikes, the last thing you want is to make mistakes during the insurance claim process that could cost you serious money. Whether you’re dealing with storm damage, a fire, or theft, making the right moves can be the difference between getting the coverage you deserve and being left
An independent insurance professional, or Public Adjuster, is a licensed professional who advocates for the policyholder in the preparation, presentation, and negotiation of homeowners insurance and other property insurance claims.
Public claims adjusters work only for the public, not on behalf of an insurance provider, aligning with the Better Business Bureau’s standards for ethical business practices. They are hired by you, as an expert in their field, with the intention of accurately compiling your burden of proof, filing your insurance claim, and advocating on your behalf.
The insurance company adjuster is an employee of the insurance company and is tasked with meeting their quotas and financial goals. Their job is to find as many adjustments to your claim or to deem your claim invalid, with the goal of saving their employer (the insurance company) money.
As you can see, their interests are on opposite ends of the spectrum.
Although your insurance claim may be valid, the complexity of navigating complicated claims means there are simply too many variables to go it alone. Just like your taxes, which you can do yourself, you are likely to miss at least a few exemptions and tax breaks without consulting with a good accountant. However, property insurance claims are far more complex than most tax returns. Your public adjuster specializes in gathering evidence, filing claims, and ensuring the right questions are asked and documents are submitted to ensure your claim is strong and not underpaid.
At Atlas Adjustments, we take this one step further by working with a dedicated team of public adjusters, certified public accountants, professional estimators, and engineers who assess your claim from multiple angles. This strengthens your claim and can improve your settlement by as much as 300% more than if you were to go it alone. We evaluate, estimate, and appraise with integrity, and can often expedite claims processing.
A credible Public Adjuster will never guarantee or promise an exact settlement amount or a higher settlement. However, even honest company insurance adjusters are likely to offer policyholders a severely underestimated settlement. We meticulously inspect your damages and compile comprehensive reports to strengthen your claim. Studies show most home and property owners severely underestimate their losses or submit incomplete claims. We not only advocate on your behalf, but we ask the right questions to ensure the full scope of loss is included in your claim. We then gather the proof and evidence required to improve drastically your likelihood of a swift and equitable outcome.
No. We are not paid any money up front or out of pocket. In fact, when you hire us, we spend our own time and money making sure your claim is properly documented and assessed. If you don’t get paid, we work for free!
A Public Insurance Adjuster are hired by homeowners, landlords, management companies, and business owners within all industries, who need to file a claim with their insurance providers. Even other adjusters and insurance professionals hire Atlas Adjustments to advocate for their personal claims.
You may have an amicable relationship and even a friendship with your insurance agent. You may call them, hoping they will advocate on your behalf or even trust they will put in a good word. However, helping you obtain a fair settlement is a conflict of interest for your insurance agent. Most insurance agents are awarded an annual profit/loss ratio bonus, so even if they like you or believe you, any help and guidance they give you may be at the expense of their own bonus. Insurance Agents are licensed to sell insurance, Public Adjusters are licensed to adjust claims which can positively affect your settlement. Big Difference.
Even if your agent is inclined to help, they are under no obligation and simply do not possess the expertise to advocate on your behalf at the same level as a public adjuster. Due to Atlas Adjustments’ reputation of success, many insurance agents recommend us to their clients, friends and family or hire us for their own insurance claims.
Both our in-house and nationwide statistics show hiring a public adjuster often expedites the claims process and minimizes problems. Some policyholders don’t contact us until they find themselves in a complex situation. The sooner we can get involved, the better, and almost without exception, we can obtain a higher settlement for our clients, and we offer multiple time and stress saving benefits.
We are experts in how to navigate these complex claims, and regardless of your insurance company’s approach, Atlas Adjustments will advocate on your behalf with professionalism and integrity.
Sometimes, our services aren’t procured until an unreasonable settlement is offered. However, hoping for the best and waiting for their offer will not only delay the process, but make it more time-consuming to revise your claim accordingly. Hire Atlas Adjustments right off the bat, and we will provide multiple time and stress saving benefits. We find that clients, who attempt to go it alone, severely underestimate their losses. They make common and costly mistakes when gathering their burden of proof and filing their claim. Not only that, but most insurance companies are less likely to lowball or unnecessarily delay your claim, once they realize you have a licensed and certified public adjuster working on your behalf.
The burden of proof is on the policy holder, and we will ensure your “proof” is strong, which can improve your settlement by as much as 300% or more.
No. In most states, the public adjusting profession is mandated by the Legislature and regulated by the Department of Insurance. It would be a serious violation if any Insurance Company discriminated against you for exercising a right given to you by the State Legislature.
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